Miscellaneous Insurance

Your Insurance Angel is here to watch over you as you travel, look after your family when you pass away, and at all the other times when you need an angel the most. Get a quote or contact the Insurance Angel about travel insurance, life insurance, group coverage, umbrella coverage, and more.

— What is travel insurance?

Traveling can be unpredictable. Family emergencies, weather, politics, public health issues, and any number of unexpected events can cause delays, cancellations, and losses. Even something as simple and common as a lost suitcase can ruin your plans and cost you money. You might also find yourself far from home and in need of assistance. Travel insurance can often provide medical, transportation services, passport replacement, and even lifesaving services to carriers in foreign countries.

— Do you really need life insurance?

The Insurance Angel can’t help you live forever, but he can make sure your family is taken care of when you’re gone. Life insurance is a policy paid to a beneficiary in the event of your death. You can get term life insurance, which expires after an agreed number of years or a whole life policy, which remains active until your death or until you cancel the policy or stop paying premiums.
The benefits of life insurance are numerous, just as the effects of grief are numerous. Most policies pay out enough to cover funeral expenses and any inherited debts. Additional benefits can help families to keep up with bills when they’ve lost a source of income or to take time off work when they’re bereaved. Some carriers choose to designate an organization as their beneficiary in order to make a contribution they would not otherwise be able to afford.

— What is Group Insurance?

Though there are several types that protect against natural disasters, flood insurance is the most popular type of specific weather coverage. If your home floods, chances are the damages won’t be covered by your home or renter’s insurance. Unfortunately, flood damage is usually extensive. Even if you don’t live in an area with frequent flooding, burst pipes and other water system malfunctions can leave you in high water. Your Insurance Angel can find you the flood insurance you need to stay safe.

— What is Umbrella Insurance?

Simply put, umbrella insurance covers what your other policies don’t. If you ever found yourself on the wrong end of a lawsuit that cost you more than what your policy covers, umbrella coverage would protect you from losing your entire savings trying to pay it off. Umbrella insurance will not cover your property, only injury and damage to others, and you can usually get umbrella coverage for a much lower premium than other types of insurance.

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